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Top 5 Reasons Why You Should Go For Insta EMI Card in 2022

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Using EMIs is an easy and practical way to purchase expensive products without having to make significant cuts to your monthly spending. For instance, you can treat yourself to a high-end smartphone or lower the price of the good or service of your choice. Your greatest bet is to use this clever payment choice because it includes easy repayment terms. No more postponed goals, giving in.

The Bajaj Finserv EMI Card is among the simplest ways to purchase your preferred goods. Thanks to a large credit limit, you can now pay in your selected installments by converting a product’s price into an affordable EMI. All these in-demand products, including electronics, gadgets, appliances, clothes, etc., are available at partner stores or through Bajaj Finserv. 

You can make payments online with the Insta EMI Card through these brands that have been approved. The card offers zero down payment, No Cost EMI, and a purchase limit of Rs. 2 lakh. Additionally, you can take advantage of various offers and discounts to further reduce the cost of your purchase.

Reasons Why You Should Go For Insta EMI Card in 2022

Hassle-free in-store financing

It is as easy as going into an electronics store, picking out a smart TV, and leaving with the TV in hand. You can now choose and use the EMI feature by providing a few details. It takes as little time and effort to use as any other payment option and costs far less. You do not have to wait for your application to be approved or complete time-consuming documentation. It is effortless and immediate. You can easily take advantage of this service when you make purchases from a store that is a part of the Bajaj Finserv EMI Network. 

You can gain more advantages by using No Cost EMIs and cardless EMI. Here, you are required to pay back the product’s cost; no additional payments are required. The EMI Network of Bajaj Finserv includes over 43,000 suppliers and more than one million items and categories. Therefore, you can use No Cost EMIs to pay for various goods and services while selecting a flexible payback tenure, including electronics, groceries, and healthcare services, with an option of cardless EMI.

Availability of digital wallets

Using digital wallets is another technique to shop on EMI without relying on any card. As a result of the recent cash shortage in the Indian economy, digital wallets have gained popularity. These days, they are continually improved to give you a variety of advantages and a seamless banking experience. One such advantage is the ability to finance purchases with EMIs using specific wallets, such as the Bajaj Finserv Wallet. A digital EMI Network Card is also contained therein, in addition to all the functions that a digital wallet offers. This tool enables you to shop on No Cost EMI with a few quick touches.

An incredible online shopping expedition

It is undoubtedly a blessing to be able to buy comfortably from home. Without fighting through crowds, you may browse for an extensive range of things at any time of day. The card enhances your online shopping experience by enabling you to buy things on No Cost EMIs. With the Insta EMI Card, you can purchase items from the online store at reasonable prices and enjoy perks like free home delivery and no down payment. The card can also be purchased on popular online retailers like Amazon, Flipkart, and others.

Digital card with minimal documentation

Obtaining an Insta EMI Card is simple and easy. The Insta EMI Card application approval process is entirely online if you apply for it online, and minimal supporting documents are needed. You receive the digital card on your phone as soon as you pay the joining fee, and the entire process is quick and easy. On the Bajaj Finserv app, you can always check your card information and make purchases on No Cost EMIs. To access the greatest deals as quickly as possible, you should apply for the Insta EMI Card online.

Flexible tenures for loan repayment and nil foreclosure charges

Once you have your Insta EMI Card, you may take advantage of No Cost EMI plans and services to keep your financial situation in good shape. In addition to convenience, Bajaj Finserv allows you to repay the loan over a flexible repayment period of up to 24 months. You can choose reasonable EMIs that you can afford each month in this manner. Therefore, you can purchase a new piece of furniture or high-end kitchen equipment without making any changes to your financial situation. If you pay off the loan early, there will not be any fees associated with the foreclosure.


Furthermore, if you foreclose on your loan after making the first EMI, you will not be charged any penalties. The Insta EMI Card makes shopping simple and enjoyable. You can apply for one online and become a member of India’s elite clientele.

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